Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content The Long Run: Women and Retirement For women, retirement strategy is a long race. It’s helpful to know the route. Split Annuity Strategy Here's one strategy that combines two different annuities to generate income and rebuild principal. 3 Ways to Save Without Tax Deferral Tax deferral versus tax-efficient vehicles like Roth 4019k)s, Roth IRAs and Life Insurance.