Our Qualifications You deserve the best possible financial planning advice. John Raines is a Chartered Financial Consultant ®, Chartered Life Underwriter ®, Chartered Advisor for Senior Living ®, and Life Underwriter Training Counsel Fellow. He is one of a select group within the financial services field to have earned these respected credentials in financial planning from The American College in Bryn Mawr, Pennsylvania. The American College is a non-profit educational institution with the highest level of academic accreditation dedicated to leadership in innovative training and development for financial services professionals.John pledges to place your interests above all else when helping to establish financial goals and implement a financial plan. John and his staff adhere to a strict code of ethics and are committed to providing you with superior service in the following areas: preparing a retirement plan that will meet your needs, identifying your life, health, and long-term care insurance choices, enhancing your family's security through the accumulation of an estate, conserving your existing assets, developing strategies to reduce and defer income taxes, and guaranteed income planning.Financial planning is a broad topic which can include both insurance services and securities investments. Our focus is on insurance services, including the sale and servicing of fixed and indexed annuities, life, health, and long-term care insurance. We do not provide security or investment advice.